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Frequently asked about Travel Insurance
What does Travel Insurance cover?
Travel insurance provides financial protection against unforeseen events that can disrupt your trip. It’s designed to cover costs associated with medical emergencies, trip cancellations or interruptions, lost or delayed baggage, and travel delays.
It’s crucial to understand that pre-existing conditions are usually excluded from travel insurance policies. In essence, travel insurance acts as a safety net, mitigating the financial impact of unforeseen events that could disrupt your travel plans.
Accidents during the trip
Emergency Medical Evacuation to nearest Hospital to treat you
Flight and Baggage Delay
* Subject to the terms and conditions of the policy.
Pre-existing conditions
Competitions and Races
Alcohol or drug-related incidents
The minimum requirements for Schengen Visa travel insurance are mandatory and strictly enforced: the policy must provide a minimum coverage of €30,000 (or 1.5 million THB equivalent) for emergency medical treatment, hospitalization, and repatriation (medical and mortal remains); it must be valid across all 29 Schengen member states for the entire duration of your stay; and it must be issued by an insurance company that is accredited and recognized by the Schengen Consulates in the country of application.
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